Want to unlock the secrets to becoming rich beyond the usual advice? I retired in my mid-30s by doing the exact opposite of what everyone says. Here are 13 game-changing tips that might just transform your approach to wealth. Let's redefine what it means to be financially savvy together.
These 13 unpopular opinions will make you very, very rich:
1. Company loyalty will make you poor
Screw those 3% cost of living raises. Want to make *real* money? Start switching companies. I switched employers every 3 to 4 years and got 15-20% raises each time. 100% pay increase every ten years.2. Most millionaires are self-made.
Yes, we all "get help". But, the vast majority don't just inherit our wealth (it's proven). Rich people earn it.- They start a business
- They invest in real estate
- They invent a new product
3. Getting rich is a habit.
Habits are the things we do without thinking about them. Rich people's habits are different. Rich people:- Rarely complain
- Think long-term
- Have tangible goals
- Know that time is money
- Diet and exercise regularly
4. Your significant other will make or break you.
I am where I am today because of the person I married. Full stop. The right spouse will support you in your goals, not stand in your way. Took until I was 33 to find the right person. Glad I didn't settle.5: VERY FEW rich people are glued to the news.
The news is designed to make us upset. Angry. Fearful. None of these emotions help us to build wealth. Rich people are too busy getting rich to worry about the day's manufactured drama.6. Making money is easy.
There are 20 million millionaires in the U.S. Money is everywhere. All you need to do is identify a skill that you have that people want to pay for. *All of us* have marketable skills. Rich people identify them, use them, and monetize them.7. You don't need to hustle 24/7.
Burnout doesn't help get you rich. It makes you less effective. Burnout means:- Poor decisions
- More fatigue
- Less motivation
- Shitty sleep
8. Growing up poor doesn't mean you're screwed.
It might be tougher for you, yes. But, that also means your success will *mean more to you*. There are enough "rags to riches" stories these days to prove that growing up poor won't kill your chances of getting rich.9. Money doesn't play favorites.
If you live in the 1st world, you have way more access to money than you think. Money is everywhere.- Side hustles
- Business loans
- Gov't handouts
10. Investing is not gambling.
With gambling, your odds are not good. Investments, however, have a clear and direct history of making a LOT of people filthy rich.- Not your salary
- Not your savings
- Not your upbringing
11. You have more opportunities today than anyone in history.
People have never had it easier.- Scholarships
- Mentorships
- The Internet
- Cell phones
12. Passions don't pay the bills.
Of course, there are exceptions. But generally, your *strengths* pay the bills, not your passions.- Passions are more creative
- Strengths are more marketable
13. A designer degree won't make you rich.
The best decision I ever made was going to college. The second best was choosing an inexpensive state school. Facts:- Go in-state
- Start at a community college
- Choose a highly marketable degree
Your wealth isn’t determined by your salary.
You can achieve financial independence and become a millionaire without earning six figures — if you know the habits of the super rich.
In essence, achieving wealth isn't about sticking to the script; it's about rewriting it to suit your narrative. By challenging conventional wisdom and embracing these 13 principles, you can pave your own path to financial independence. Remember, it's not just about earning more—it's about making smarter choices with what you have. Let's break the mold and build a future where wealth is not just a possibility, but a reality.
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